HQ Blog
Expert coverage of the market trends, mortgage rates, and homebuying strategies that matter most to today's buyers.
The DASH Act is a game changer for first-time homebuyers. A refundable tax credit up to $15,000 could be the difference between renting and owning.
A home equity loan can still be an option with challenged credit, but borrowers need to understand the tradeoffs and shop carefully.
Rates are holding relatively steady, but the bigger story is opportunity for well-qualified homebuyers willing to act before spring competition heats up.
Homeowners shouldn't try to perfectly time the market. The real math is simple — if refinancing lowers your payment meaningfully, it may make sense now.
Experts project rates to remain near 6% with mild improvement potential. Ralph DiBugnara explains why the Fed's commentary matters more than the rate decision itself.
From Birmingham to Raleigh, Ralph DiBugnara and other experts identify the markets offering the best combination of affordability, growth, and rental demand.
Q1 is traditionally less competitive in colder markets. Ralph DiBugnara explains why the first quarter is actually a great time to start your home buying journey.
"We are in a market with very little inventory. A 203(k) loan is a great way for a borrower to buy a house that needs repairs and make it their own." — Ralph DiBugnara
"The biggest problem is that people have record equity right now — but that's just a number on paper unless you're willing to leverage it." — Ralph DiBugnara
September mortgage rates hit their lowest levels of 2025, reigniting buyer demand. Experts warn: don't overpay out of fatigue from multiple rejected offers.