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Investing & Financing

Investing & Financing

DSCR FOR INVESTORS & LANDLORDS

We have solutions to help you invest smarter.

Whether you're an experienced investor looking to expand your portfolio or new to the game and seeking financing for your first property, we have solutions to help you invest smarter.

80% LTV
On purchases
75% LTV
On refinances
$1M
Lines of credit
All 50
States served

Unlock Your Potential

WHAT THIS PROGRAM OFFERS

No Income, No Credit Score Loans

Secure up to 80% LTV on purchases and 75% LTV on refinances — no income or credit score required.

Cash-Out Refinance

Access your equity with no seasoning requirements. Pull cash out when you need it.

No Property Limits

Own and finance as many properties as you desire — no cap on your portfolio size.

Unlimited Cash Out

There are no restrictions on the amount of cash you can take out of your investment.

Diverse Property Types

We finance 1–4 family properties and mixed-use developments across the country.

Lines of Credit up to $1M

Easily draw and repay funds to acquire multiple properties with a flexible credit line.

Nationwide Availability

Our services are available in all 50 states — wherever your next deal takes you.

No DSCR Calculation

We do not calculate Debt Service Coverage Ratio on residential or mixed-use properties.

100% Gift Funds Accepted

Gift funds are welcome for your investment — no seasoning or sourcing restrictions.

Cross-Collateralized Loans

For investors with 5 or more properties, consolidate your loans into one across your entire portfolio.

Why DSCR?

QUALIFY ON THE PROPERTY, NOT YOUR PAYCHECK

DSCR loans let the rental income of the property do the talking. No W-2s, no tax returns, no income verification — just the deal itself. Perfect for self-employed investors, landlords scaling their portfolio, and anyone who doesn't fit the traditional lending box.

No W-2 or tax return required
Qualify based on rental income potential
Scale your portfolio without income caps
Ideal for self-employed investors
Close faster with simplified underwriting

Get Started

APPLY NOW

Tell us about your project and we'll connect you with the right lending expert.

APPLY NOW

Loans Subject to Credit, Property, and Underwriting Approval by Third-Party Mortgage Lenders. Rates, program terms, and conditions are subject to change without notice. Not all products are available in all states or for all amounts.

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